Monarch Money
AI-powered financial tool
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.
Best for: Anyone looking to cut expenses and increase savings—especially couples or famili
Last verified: 2026-02-17
Overview
Budget, track your progress, and plan for the future—all in one app. Monarch simplifies finances by bringing all your accounts together into one clear view. Always know where your money is and where it's going, achieve your goals quicker, and collaborate with your partner or professional at no extra cost. Connect your accounts and Monarch will do the heavy lifting to categorize your finances. From there, you can track, budget, collaborate, and set goals specific to you.
Key features
- Create a budget that flexes to your needs - and not the other way around - so you can stay focused on the things that matter most.
- Invite your partner to see your full picture, budget together, and reach your goals faster (and with more high fives).
- From planning a vacation to a home remodel — track your goals and adjust your cash flow to make sure you stick the landing.
- Monarch Money offers intuitive user interface
- API access for custom integrations in Monarch Money
- Multi-format output support
- AI-powered automation and intelligence
- Available on both iOS and Android mobile apps
Monarch Money pricing
Monarch Money offers free trial pricing. A free trial is available so you can test before committing. Visit the official website for the most up-to-date pricing details.
What you can do with Monarch Money
- ✓Use Monarch Money to automate routine tasks
- ✓Use Monarch Money to improve workflow efficiency
- ✓Use Monarch Money to generate content and insights
Pros and cons
Pros
- Monarch Money easy to get started with
- Saves time on routine tasks
- Free trial available to test before committing
- Available across multiple platforms (iOS, Android)
Cons
- AI outputs may need human review
- May require a paid plan for full features
- Monarch Money does not offer a free plan
Best Monarch Money alternatives
Frequently asked questions
What is Monarch Money?
Monarch Money is the modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals. It falls under the Financial category of AI tools.
Is Monarch Money free to use?
Monarch Money is a paid tool, but it offers a free trial so you can test it before committing to a subscription. Check the official website for current trial terms.
How much does Monarch Money cost?
Monarch Money uses a free trial pricing model. Visit the official website for detailed pricing information and current plan options.
What are the best Monarch Money alternatives?
There are several alternatives to Monarch Money in the Financial space. Check our Monarch Money alternatives page for a detailed comparison of similar tools with features, pricing, and user reviews.
What is Monarch Money best for?
Monarch Money is best for anyone looking to cut expenses and increase savings—especially couples or famili. It excels in the Financial category.
Does Monarch Money offer a free trial?
Yes, Monarch Money offers a free trial period. This lets you explore the tool's features before committing to a paid plan. Visit the official website for current trial availability and terms.
What platforms does Monarch Money support?
Monarch Money is available on iOS, Android, Web. This makes it accessible across different devices and workflows.
User Reviews
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Sources & Verification
Last verified: 2026-02-17
- Official website(accessed 2026-02-17)
- Pricing page(accessed 2026-02-17)
Data collected from official sources. Verify on the tool's website for the latest information.
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Visit Monarch MoneyLast updated: 2026-02-17. Affiliate disclosure